Advantage Business™ World Elite Mastercard®
Additional Information
AAdvantage® Bonus Miles
Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. Airlines AAdvantage® bonus miles typically will appear as a bonus in your AAdvantage Business™ account 8-10 weeks after you have met the purchase requirements. AAdvantage® miles may be earned on purchases made by primary credit cardmember and Authorized Users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. The Business for whom a Crystal® / AAdvantage Business™ Mastercard® account was opened must have an AAdvantage Business™ account. AAdvantage® miles earned will be posted to the AAdvantage Business™ account.
You must be enrolled in the American Airlines AAdvantage Business™ program, which is managed by American Airlines. American Airlines may, in its sole discretion, change the AAdvantage Business™ program rules, regulations, travel awards and special offers at any time. For complete details about the AAdvantage Business™ program, visit (aa.com/aadvantagebusiness).
The primary cardmember must have or open an AAdvantage® account in their own name. AAdvantage® miles earned on the primary cardmember’s credit card will be allocated to the AAdvantage Business™ account. Loyalty Points earned by the primary cardmember will be posted to the AAdvantage® account of the primary cardmember. Loyalty Points and AAdvantage® miles earned by primary cardmember on any other Crystal® / AAdvantage® credit cards where they are the primary cardmember will post to their individual AAdvantage® account.
An Authorized User is an employee or contractor of the Business added to the Card Account with a Card provided with that person’s name. Authorized Users must have or open an AAdvantage® account in their own name. Authorized Users must accept the AAdvantage Business™ terms & conditions to earn Loyalty Points. By making a qualifying purchase with their card, Authorized Users accept the AAdvantage BusinessTM terms and conditions. AAdvantage® miles earned on an Authorized User’s credit card will be allocated to the AAdvantage Business™ account. Loyalty Points earned by Authorized Users will be posted to the AAdvantage® account of the Authorized User. You must pay us for all charges made or allowed by Authorized Users. Authorized Users are able to get account information. Authorized Users must be employees or contractors of your business. The primary cardmember needs the Authorized User's permission to give us any information about them that we request and to allow us to share information about them as allowed by applicable law. This includes information we may get from you, any Authorized User and others. It also includes information about their transactions on the account. Loyalty Points and AAdvantage® miles earned by Authorized Users on any other Crystal® / AAdvantage® credit cards where they are the primary cardmember will post to their individual AAdvantage® account.
AAdvantage® miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage® miles may be earned on purchases made by the primary credit cardmember and Authorized Users. AAdvantage® miles earned will be posted to the AAdvantage Business™ account in 8-10 weeks.
Eligible American Airlines purchases are items billed by American Airlines as merchant of record booked through American Airlines channels (aa.com, American Airlines reservations, American Airlines Admirals Club®, American Airlines Vacations, and American Airlines airport and city ticket counters). Products or services that do not qualify are car rentals and hotel reservations, purchase of AAdvantage® status boost or renewal, and AA Cargo™ products and services. AAdvantage® miles earned will be posted to the AAdvantage Business™ account in 8-10 weeks.
- Taking away your accrued Points.
- Stopping you from earning Points
- Suspending or closing your Crystal® Account or ThankYou® Account
- Taking legal action to recover Rewards redeemed because of such activity and to recover our monetary losses, including litigation costs and damages
Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Add your partner or family members over 18 to your account. It's a simple way to get more from your Zest Bank Credit Card.
Make payments to existing beneficiaries and manage your personal accounts easily and securely with the ZestOnline Banking .
You can use your Zest Bank Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-Bank cash machines may also charge a fee.
Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance
To be eligible for a Zest Bank Credit Card you need to:
If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply by telephone or branch
Introductory rates only apply if you haven't held an Zestcredit card within the last six months. Balances can't be transferred from cards issued by other members of the Zest Bank Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.
*Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply.
If you're already registered for online banking you can apply online now.
Log on to applyCall us on: +603-9388 0474
Lines are open from 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day)
Book your appointment to apply in branch by calling +603-9388 0474
You'll need to bring identification, proof of your address and a recent bank statement
Please note - You can only apply by phone or branch if you are an existing Zest Bank customer.
