ZestPremier Savings

This account may let you earn better interest rates on higher balances. You’ll have access to our mobile banking tools.

• Online and mobile banking
• Save a trip to the branch and deposit checks in a snap with ZestQuickDeposit
• Account Alertss
• Access to more than 15,000 ATMs and more than 4,700 branches
• Higher balances may earn a better interest rate. See interest rates.

Earn Premier relationship rates when you link the account to a our Premier Plus Checking℠ or Sapphire℠ Checking account, and make at least five customer-initiated transactions in a monthly statement period using your linked checking account.

Interest rates variable and paid monthly.

ZestPrivate Client Savings℠

Receive priority service, exclusive perks and benefits from ZestPlus, access to investing strategies and insights from Zest Bank Wealth Management.

• No fees on everyday banking: No ATM fees worldwide. Opens overlay, no fee on incoming or outgoing wire transfers. Opens overlay, and more.
• Preferred rates and exclusive perks: You may be eligible for an exclusive auto rate discount. Opens overlay and invitation-only events.
• Higher limits: Enjoy higher limits on ZestPrivate Client debit card purchases and ATM withdrawals, as well as higher Zelle. Opens overlay and ZestQuickDeposit℠ limits
• Priority service: From day-to-day banking to investment guidance or business planning, a team of specialists gets to know you, your family, and your finances to better support your needs.

Interest rates variable and paid monthly.

Kids/Teen Savings

Make their allowance go even further. A kid-friendly savings account with grown up benefits. Your kids can earn a great rate while learning about saving and financial literacy, all with you right by their side.

• 2.50 % APY Savings rate: A high Annual Percentage Yield (APY) to help their money grow
• No fees No worries: No monthly or maintenance fees, so their money stays where it belongs
• $0 No minimum: There’s no minimum balance to open, keep and use the account
• Linked accounts: Link your bank account (Zest Bank or another bank) to your child’s bank account.

A great rate and a safe way for kids to learn about savings. With a Kids Savings Account, you can help make their allowance go further with a great savings rate. Plus, your child’s balances are FDIC-insured up to the allowable limits.

ZestPlatinum Savings

Flexible access to your money - Your money will be ready when you need it — through online or mobile access, unlimited branch and Zest Bank ATM withdrawals, and the option to write checks

• Avoid the RM12 monthly service fee with a RM3,500 minimum daily balance each fee period.
• $25 minimum opening deposit.
• Earn a Relationship Interest Rate when you link your Platinum Savings account to an eligible checking account
• Open the account online or on the phone

Interest rates variable and paid monthly.

Way2Save Savings

Build your savings automatically Start a savings habit – link your Way2Save Savings account to your Zestchecking account, then choose the automatic savings option that best fits your needs.

• Save As You Go® transfers We'll automatically transfer RM1 from your linked Zestchecking account to your Way2Save Savings account every time you do one of the following and it posts to the account:
  - Use your debit card for a one-time purchase
  - Complete a Bill Pay transaction through online banking
• Automatic transfers Set up regular automatic transfersFootnote 11 from your linked Zest Bank checking account to your Way2Save Savings account:
  - Save monthly – with an automatic transfer of at least RM25
  - Or save daily – with an automatic transfer of as little as RM1

Interest rates variable and paid monthly.

ZestFlexible Saver

Whether you’re saving for a wedding, a new car, a once-in-a-lifetime holiday or maybe all 3, you can open as many Flexible Saver accounts as you have reasons to save.

• Open an account with RM1 - How much you save is up to you – you can put in a lump sum or save a little at a time, starting from just RM1
• Save a bit every month - You can choose to save by standing order, transferring a set amount into the account each month or by making a lump sum payment. There’s no maximum balance
• Access your money instantly - This is an instant access account, so you can take out and transfer money whenever you need to, no notice required
• Watch your money grow - You’ll earn interest on your savings – and, if you’re a Zest Bank customer, you’ll enjoy preferential rates that could help you save even more. More on Zest Bank Advance
• Manage your money anytime - Once opened, you can manage your account via telephone and online banking, the Zest Bank Online Banking or in any of our branches

Flexible Savers help you save for anything, in a way that suits you. You can start your Flexible Saver account with just RM1, and pay in lump sums or set up a standing order to save a set amount each month.