Flexible access to your money

  • Your money will be ready when you need it — through online or mobile access, unlimited branch and Zest Bank ATM withdrawals, and the option to write checks.
  • Avoid the RM12 monthly service fee with a RM3,500 minimum daily balance each fee period.
  • RM25 minimum opening deposit.
  • Earn a Relationship Interest Rate when you link your Platinum Savings account to an eligible checking account.
  • Open the account online or on the phone.
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Account Features:
  • Optional Overdraft Protection Use your Platinum Savings account to help protect your linked Zest Bank checking account from overdrafts.
  • My Savings Plan To help you set and track your goal, plus automatic transfers to make saving easy.
  • Open with just RM1
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Benefit of Platinum Savings
  • Helps you to save towards your first home
  • Get a 25% bonus on your savings, up to RM3000
  • Save up to RM200 per month. All the interest is tax free
  • Save an additional RM1000 in the first month, to help kick start your savings
  • Instant access
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Zest Bank ready made portfolio

World Selection

Choose a ready-made portfolio, managed by our team of qualified investment professionals, based on the amount of risk you are willing to take.

Minimum investment: RM1,000 lump sum or RM50 per month

Account charges: 0.25% plus fund charges

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Build your own fund portfolio

Global Investment Centre

Build and manage your own portfolio of funds including index trackers and funds from Zest Bank and other leading Fund Managers. (A taxable account is also available).

Minimum investment: RM100 lump sum

Account charges: 0.39% plus fund charges

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Build your own share portfoilio

InvestDirect / InvestDirect Plus

Build and manage your own portfolio of securities including US and US shares, government bonds and exchange traded funds.

Minimum investment: No minimum, with a RM10.50 charge per standard online share trade (with effect from 1 April 2016)

Account charges: RM10.50 quarterly Account Fee (with effect from 1 January 2016)