Checking Accounts

Premier Checking Account

Premier banking featuring fee-free services, plus an elevated level of wealth management.

  • Combined Average Monthly Balance RM1,000,000+
  • Higher limits for Mobile Check Deposits, ATM cash withdrawals and more
  • Advanced wealth planning and more from ZestPersonal Wealth Management
  • Double the amount in cash back subscription rebates — up to RM400 annually

Switch your Checking Account in a simple, reliable and stress-free way in only 7 working days.

Apply for a Premier Checking Account today:

Are you eligible?
  • You need to be 18 years or older
  • Your residential address must be within the EU
  • You must be able to provide us with certified proof of your identity and address (translated into English if appropriate)
  • You must pay at least RM500 a month (or RM3,000 over 6 months) into the account (does not apply if you are under 24 or over 65 years old)
  • If you are resident in the United States, you are happy for us to undertake a credit register search (PDF)

Things to remember before applying:

  • If you are liable to pay tax in any country outside of the United Arab Emirates you must apply in branch
  • Residents in Jersey, Guernsey or the Isle of Man please visit your local branch
  • If applying in branch all parties will need to be present

How Premier Checking Account can help you

Overdraft service

You can arrange an overdraft on your bank account, subject to your credit status. Use our overdraft calculator to understand how much interest you will pay when you use your overdraft. For full details of our overdraft rates and charges see our price list.

Lending options to suit you

Enjoy the freedom to do more with a Zest Bank Credit Card or Personal Loan, subject to status.

Stress free switching

The Checking Account Switch Service is simple, stress-free and supported by our dedicated switching team.

Bank Visa Debit card

  • Visa offers
  • Contactless functionality
  • Available to use in 160 countries3

Everyday banking

Choose how you want to bank either by online, mobile or telephone banking4. You can check your balance, pay bills or make payments to family and friends.

1. For Zest Bank customers only with Online Banking & iPhone, iOS 10 or above. 

2. Apple and iPhone are trademarks of Apple Inc. registered in the U.S and other countries. 

3. Using your Debit Card abroad: The exchange rate that applies to any foreign currency debit card payments (including cash withdrawals) is the Visa scheme exchange rate used by VISA on the day the conversion is made plus a Non-sterling transaction fee, which is currently 2.75% of the transaction amount (and for cash withdrawals  a Cash Fee of 2% of the cash withdrawal (minimum: RM1.75, maximum: RM5)). We will make the conversion and deduct the payment from your account once we receive details of the payment from VISA, at the latest the next working day. Details of the current Visa scheme exchange rates are available at www.visaeurope.com.

4. Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the United Arab Emirates. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us. 

 

Apply for Bank Bank Account

Are you eligible?
  • You need to be 18 years or older
  • Your residential address must be within the EU
  • You must be able to provide us with certified proof of your identity and address (translated into English if appropriate)
  • You must pay at least RM500 a month (or RM3,000 over 6 months) into the account (does not apply if you are under 24 or over 65 years old)
  • If you are resident in the UK, you are happy for us to undertake a credit register search (PDF)

Things to remember before applying:

  • If you are liable to pay tax in any country outside of the United Arab Emirates you must apply in branch
  • Residents in Jersey, Guernsey or the Isle of Man please visit your local branch
  • If applying in branch all parties will need to be present

Existing customers

Bank Checking Account customers can book an appointment to apply in branch by calling .

From outside the United Arab Emirates.

You'll need to bring identification and proof of your address.

Find your nearest branch

New to Bank

It only takes a few minutes to apply online for a sole or joint Zest Bank Account.

Residents living outside the United Arab Emirates must apply in branch and all parties will need to be present.

Apply for a sole account Apply for a joint account